We have experienced changes to how we manage and use our money during this pandemic. Here are some of the changes: – (1) Cashless Economy Numerous Businesses have directed consumers to pay by card rather than cash during this covid-19 period. The reason for doing so is to prevent any spread of disease that could occur when dealing with cash (including coins). A report from The Reserve Bank (Consumer Payments Survey 2019) stated that there were still many households using cash for all expenditure. This report evidenced that 27% of all transactions were completed using cash a sharp decline from 62% in 2010. (2) Tap N Go A change was made last month (April 2020), where in limits on “contactless” payments were increased from $100 to $200. The new payment limit also extends to customers using digital wallets via other payment devices (such as mobile phones and smart watches)