As a small business owner in 2023, you wouldn’t be mistaken for thinking the economic outlook was bleak. But adversity breeds opportunity.

This year, Australians are grappling with belt-tightening inflation, the likes of which we haven’t seen in three decades. How small business owners respond to soaring supply costs, continued staff shortages and customers with diminishing spending capacities will determine whether they survive or thrive.

Have you considered reducing your banking costs?